CAT Claims: Insurance Coverage for Natural and Man-Made Disasters

The semiannual update to CAT Claims: Insurance Coverage for Natural and Man-Made Disasters was released in May, just in time for what may be an active latter half of the hurricane season. Written by Dennis J. Wall, author of the Insurance Claims and Issues blog, as well as John K. DiMugno and Steven Plitt, CAT Claims is an in-depth examination of the insurance ramifications of major disasters, discussing the widespread consequences and huge financial stakes of such catastrophes.

CAT Claims is a great asset for those handling, or preparing for, the myriad insurance law issues that arise in the aftermath of catastrophes such as 9/11, Hurricane Katrina or even the recent series of tornado disasters across the country in April and May of this year. Dennis Wall, John DiMugno and Steven Plitt are leading attorneys in the insurance practice from across the country that provide varied perspectives on handling insurance litigation.

Among a number of different topics and discussions, CAT Claims examines the current state of the "anti-concurrent cause clause" or "ACCC" exclusionary language as it has been shaped by federal courts after Hurricanes Katrina and Rita, as well as subsequent disasters. Detailing the relevant jurisprudence in Section 7:5 of CAT Claims, the authors conclude as follows:
...it appears that the most that can be said in favor of an "anti-concurrent cause clause" exclusion is that there is a conflict in the case law whether anti-concurrent cause clause exclusionary language will be given effect or invalidated in insurance coverage cases involving first-party homeowners and other kinds of property insurance policies.
Dennis Wall's blog is also a great source of information on insurance issues. One of his recent articles, Irene Brings Flood Exclusions Along With Winds may foreshadow the insurance wake of Tropical Storm Lee, even as its remnants continue to soak the Gulf South.

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